13. Troy has a credit card that charges 18 percent, com- pounded daily, on outstanding balances and on cash advances. The closing date on the credit card is the first of each month. Last month Troy left a balance of $200 on his credit card. This month he took out a cash advance of $150 on the fifteenth of the month and made $325 in purchases throughout the month. He also made a payment of $220 on the day before the closing date on his credit card. What will be Troy's new balance on his next credit card statement, taking into account finance charges