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13. When would it make sense to select a joint-last-to-die permanent life insurance? (multi) a) to save policy fees to cover a mortgage b) to

13. When would it make sense to select a joint-last-to-die permanent life insurance? (multi) a) to save policy fees to cover a mortgage b) to make sure there are funds to support your spouse c) to make sure there are funds to go to your children d) to make sure there are funds to pay taxes at the survivor's death

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