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13. With the prepayment penalty noted above, what is the lender's yield (APR), assuming that she pays off the loan immediately after her 48 payment?

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13. With the prepayment penalty noted above, what is the lender's yield (APR), assuming that she pays off the loan immediately after her 48" payment? A) 7.72% B) 8.52% C) 8.86% 9.07%

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