13 years ago, I purchased 182 shares of a stock worth $15.73 per share. There was a 3:1 split, a 3:1 split, and a 5:1 split during that time period. Today the stock is worth $3.25 per share. If the dividend yield was on average 12% during the last 13 years, what was the total rate of return? Round your answer to the nearest whole number