14 (1 point) In the 1990s, quantitative analysts used mathematical formulas to price derivatives and predict the market. According to Niall Ferguson, why didn't these formulas help them avoid the crisis of 2008? (The formulas were overly complex and hard to use. Computers were not powerful enough in the 1990s. C The markets are affected by human emotion, which is hard to calculate. The markets change over time, and the formulas stayed the same. Dishonest analysts used the formulas for their own benefit