14. A bank has $250,000,000 in RSA for T+2 and $300,000,000 in RSA for T+4. Additionally, the same bank has $325,000,000 in RSL for T+2 and $400,000,000 in RSL for T+4. The average interest rate earned on all assets of all maturities on the banks balance sheet is 5% and the average rate paid on all liabilities of all maturities on the balance sheet is 3.5%. What is the GAP ratio for T+4? Would this banks net interest income benefit from an increase or decrease in average interest rates?

A. 0.769, increase

B. 0.769, decrease

C. 0.750, increase

D. 0.750, decrease

E. 0.759, increase

F. 0.759, decrease