14. A publisher offers you the royalty on your scientific book AED 10,000 for next 13 years, payable at the end of the year. What is present value of these cash inflows, if discount rate is 8% per annum? Select one: a. AED 85,595 b. AED 71,390 C. AED 62,469 d. AED 79,038 10. If you invest AED 20,000 per year for six years, starting from now, how much money you have at the end of six years, assuming 6% per annum return? Select one: a. AED 153,080 b. AED 158,456 c. AED 142,840 d. AED 147,877