14. Alexandria plans to invest some money in a bank account. Which of the following banks provides her with the highest effective rate of interest? a) Fargo Bank ; 4.0% with semi-annual compounding. b) Trust Bank ; 4.0% with daily (365-day) compounding. c) Commercial Bank; 4.0% with monthly compounding. d) Florida Credit Union ; 4.0% with quarterly compounding. e) South Carolina Bank; 4.0% with annual compounding