14.) Describe the services that financial institutions provide to companies. Describe the services they provide to individuals. What types of risks do financial institutions take on as they provide these services?

14.) What are the advantages and disadvantages of bank-centered and market-oriented systems? Which would a large corporation prefer? Which would a small business prefer? Explain your answers.

14.) Many of the banking regulations in the U.S. were begun as a response to the worldwide depression of the 1930s, which included the failure of many U.S. banks. What circumstances have changed since that time? How have the regulations and enforcement changed to meet those changing circumstances?

14.) What is meant by the phrase "the supply of money"? Explain the process by which the Federal Reserve System influences the supply of money in the U.S.