14. Establish loan amortization schedules for the following loans to the nearest cent (see Table 3.8 for an example): a. A 36-month loan of $8,000 with equal installment payments at the end of each month. The interest rate is 1 percent per month. b. A 25-year mortgage loan of $184,000 at a 10 percent compound annual interest rate with equal installment payments at the end of each year. 15. You have borrowed $14,300 at a compound annual interest rate of 15 percent. You feel that you will be able to make annual payments of $3,000 per year on your loan. (Payments include both principal and interest.) How long will it be before the loan is entirely paid off (to the nearest year)