14. Krisle and Kringle's debt-to-total assets ratio is 0.54.4 (i.e., debt ratio = 54.4%). What is the company's debt-to-equity ratio? (Enter answer as a ratio rounded to 2 decimal places - that is, do not convert to a percent; for example, enter 80/35 = 2.2857 as 2.29).

15. Philips, Inc has a debt ratio of 22.5% and ROE = 15%. What is Phillips' ROA? (Enter answer as a percent).

16 . A firm has an ROA of 18% and a debt/equity ratio of 0.55. The firm's ROE is _________. (Enter answer as a percent).