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Selecting a Disability Income Insurance Plan You've decided to obtain disability incocse insurance and hawe done your hornework to leam about the features of different plans. Double-check your knowiedge to help you select the plan that's right for you by answering the following questions. You love your job and if you become disabled don't want to do any other job. Yet, youil need an income. Even though it will cost you more, you will buy a policy with a definition of disability of The cost is more because the insure has fexobility when determining if yourre eligble for benefits. When you shopped for a disability income insurance plan, the tikelheod of finding a pian that would pay 95% of your gruss incorre was You found that the usual range of gross pay that's covered with disabulty incorne insurance is percentages could encourage some pecole to. In mary cases, these people coula then collect than their often in theif recoveries enough to return to work and thus reburn to ther full income level. How long should you receive benefits? income, and has a small tRA. You will most likely buy a disabilty income insurance policy that covers you. rou wogest that your friend purchase a policy that provides coverage