14 of 75 What must a service lender provide to a borrower each January to include in his or her federal income tax return? Form 1040 Form 1310 Form 1098 Form 2210 15 of 75 What refers to how a property appears to a passerby in relation to other homes in the neighborhood? House allure Property enticement Curb appeal Home attraction 16 of 75 Insurance companies are organized as: vertical or horizontal companies mutual or stock companies. divergent or convergent companies. direct or indirect policy companies. 17 of 75 Buyers who look at FSBOs are often looking for: new construction. a rehab home. a historical home. a bargain