14. The Virginia Mechanics Lien Disclosure Act requires that specific language be included in all sales contracts as a caution that an effective mechanics lien could be filed against the property. This law was enacted to protect all of the following EXCEPT a. the purchaser. b. the seller. c. brokers involved in the transaction. d. title agents and insurers.

15. All of the following conditions may be a red flag that there is a potential problem that should be brought to the attention of the settlement attorney EXCEPT a. the adjoining neighbors driveway extends two feet onto the subject property. b. the property boundaries shown on the survey are not in conformance with the recorded subdivision plat. c. the back fence to the property extends into the adjoining yard. d. an easement for power lines extends through the property.

16. All of the following disclosures are required by Virginia law to be included in every sales contract EXCEPT a. a property owners association disclosure. b. a disclosure of brokerage relationship. c. a residential property disclosure. d. a lead-based paint hazard disclosure for properties built before 1978.