14. What is the process by which most money is created? a. By printing done by the U.S. Mint. b. Through the process of consumers depositing money in banks, and banks then lending that money out to other consumers. C. Through the purchases of goods and services. d. Through the mining of more precious metals. 15. The percentage of deposits that banks may NOT lend out is called the a. Discount Rate b. Required Reserve Ratio C. Bond Market d. Stock Market. 16. If the Required Reserve Ratio were 20%, and $10,000 were "injected" into the financial system, how money dollars would be generated? a. $0 b. $2,000 c. $50,000 d. $200,000 17. The Federal Reserve periodically changes the Discount Rate, which is a. the interest rate charged for loans to individual consumers. b. the percent of deposits that member banks must keep on hand c. the percent investors receive in payment for purchasing U.S. Treasury bonds. d. The interest rate charged for loans to member banks. 18. If the Federal Reserve wanted to slow the rate of inflation, which of the following policies might they follow to contract (lessen) the supply of money? a. Lower the Required Reserve Ratio. b. Raise the Discount Rate. c. Purchase bonds from Consumers. d. All of the above would constrict the supply of money