14.Two requirements for negotiability are that the instrument be in writing and that it be signed by the maker.

True

False

15.For a tort liability to arise the plaintiff must have sustained a legally recognizable injury.

True

False

16.The types of goods stored must be considered to determine liability. Examples would include perishable items, fragile items, and dangerous items such as explosives.

True

False

17.Infringement is use without authorization.

True

False

18.The burden of proof in a criminal case is beyond a reasonable doubt.

True

False

19.An insurer has no duty to defend against third party claims.

True

False