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15. (10pt) Mary's wage is $90,000 a year and there is a probability of 10% she injures herself and not be able to work (receiving

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15. (10pt) Mary's wage is $90,000 a year and there is a probability of 10% she injures herself and not be able to work (receiving $0). Her utility is U=VI. If you are an insurance company, how much will you charge the risk premium

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