15) Consider the following timeline: Date 0 2 3 S100 $200 $300 Cash flow If the current market rate of interest is 9%, then the present value (PV) of this timeline as of year 0 is closest to: A) $637 B) $400 C) $492 D) $600 16) A lottery winner will receive $1 million at the end of each of the next ten years. What is the future value (FV) of her winnings at the time of her final payment, given that the interest rate is 8.5% per year? A) $13.84 million B) $19.95 million C) $18.95 million D) $14.84 million