15 Ob) c) d) Nancy meets with Harland, an insurance agent, to discuss the options available to her through her employer's group plan. Harland reviews Nancy's objectives and current situation and suggests that group segregated funds may be an ideal solution for her. Nancy mentions that she had looked at investing in individual segregated funds in the past and decided against them. Harland explains that there are differences between group and individual segregated funds. Which of the following statements about group segregated funds versus individual segregated funds is CORRECT? The segregated funds available through group plans have more diverse investment options available. The segregated funds available through group plans generally offer higher management expense ratios. The segregated funds available through group plans normally offer higher guarantees than individual segregated funds. The segregated funds available through group plans would have no sales charges, unlike individual segregated funds.