15 Question 6 (1.5 points) Suppose you just won the state lottery, and you have a choice between receiving $3,000,000 today or 20 payments of $225,000 each to be received beginning of each year with the first payment starting today. What rate of return is built into the annuity? Disregard taxes 7.57% 5.09% 6.63% 6.18% 4.22% 4.75%