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15. We have an accident: you are turning left and I am coming straight through. After the accident, I tell you that I was completely

15. We have an accident: you are turning left and I am coming straight through. After the accident, I tell you that I was completely at fault for the accident and that I don't want to go through my insurance. I tell you that I will pay for damage to your car myself, and I do so after you get your car fixed. Within a week, you are suffering from whiplash symptoms and notify me of a claim for personal injuries. Am I covered

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