15.Which of the following statements about workers compensation are true?

I. Under state workers compensation laws, workers can typically recover benefits only if their employer was at fault for their injury.

II. Workers compensation laws place a responsibility on employers to pay for workplace injuries or illnesses of their employees, although most employers obtain workers compensation insurance to cover them for this exposure.

Select one:

a. Both I and II.

b. Neither I nor II.

c. II only

d. I only.