(16) If a loan is so large that it could overwhelm or dominate a CMBS bond offering (ie nullify the pooling benefit and loan diversity of a CMBS conduit pool), what can a banker / loan seller do to package the asset for sale in a CMBS deal? ________________________________________________________________________________________________________________________________________________________________________________________________________________________________ (17) If a loans LTV is too high and so not all of it qualifies for a CMBS bond, what can a banker / loan seller do to package the asset for sale either in a CMBS deal, a private placement or both? _________________________________________________________________________________________________________________________________________________________________________________________________________________________________ (18) A common form of CMBS call protection is defeasance. Very briefly, what is defeasance? ____________________________________________________________________________________________________________________________________________________________.