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% 16 Total 12 8 Tier 1 4 1990 1995 Banks' Capital Ratios* Consolidated global operations Tier 2 2000 2005 2010 2015 % 16

% 16 Total 12 8 Tier 1 4 1990 1995 Banks' Capital Ratios* Consolidated global operations Tier 2 2000 2005 2010 2015 % 16 12 CET1 8 2020 Per cent of risk-weighted assets; break in March 2008 due to the introduction of Basel II for most ADIS; break in March 2013 due to the introduction of Basel Ill for all ADIS Source: APRA

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