16. Which is likely, the most common reason for a companys financial problems?

poor cash flow

poor product sales

poor financial management

undercapitalization from the start

inappropriate pricing of products and/or services

17. The highest cost to a firm, based on Political Economy by John Stuart Mill, is:

the cost of improved productivity

the cost of delivering services

the cost of money (interest rates)

the cost of materials and transportation

the cost of labor (wages)

18. If you want very "low risk", and are prepared to accept a low real rate of return on a bond, you might choose:

Junk bonds

Debentures

Municipal bonds

Collateral trusts

Collateral trusts and municipal bonds