16,17,18?

Ben was diagnosed with a terminal illness (His physician estimated that Ben would live more than 18 months). After he received the doctor's diagnosis, Ben canceled the life insurance policy and used the proceeds to enjoy the rest of his life. Ben had paid $12,000 premiums on the policy, and he collected $50,000. How much should be included in Ben's gross income? Henry enjoys excellent health. He canceled his life insurance policy and cashed in the proceeds to purchase a new home. He had paid premiums of $12,000 and collected $50,000 from the insurance company. How much should be included in Henry's gross income? (Compensation for Injuries and Sickness). Charlie was injured in a car accident caused by a drunk-driver. He received $25,000 for his physical injury, $50,000 for his loss of income, and $10,000 punitive damages. How much should be included in poor Charlie's gross income? (Educational Benefits / Interest on State, and Local Government Obligations). Assume all the events occurred during 2015. Bill is a full-time undergraduate student at UMass Boston. He receives a $10,000 athletic scholarship, which was spend on $1,000 for books, $5,500 tuition, $500 student activity fee, and $3,000 room and board. Bill's redemption proceeds from Series EE U.S. Government bond ("educational savings bond") are $15,000 (principal of $10,000 plus interest of $5,000). Bill spends $6,000 on tuition and fees. Bill's interest on Massachusetts bond is $600 und the gain on selling the Massachusetts bond is $500. Considering the information presented above all together, calculate Bill's taxable gross income