1697 novig 10. Joyce, one of Nick's employees, has come to you for advice. She would like guidance on choosing between contributing to a defined contribution plan and a Roth IRA. Assuming that Nick establishes a 401(k) plan, which of the following statements is true for Joyce? a. If Nick's firm matches contributions to the 401(k) plan, she should contribute to the plan at least to the point of obtaining the match. b. Under no circumstances will the 401(k) plan provide a better after-tax return than the Roth IRA. Car,sce .b c. InIf Joyce believes that tax rates in retirement will be higher than rates today, she should Bored contribute to the 401(k) plan rather than the Roth IRA. Del rad rhiw noleausalb woy ni ert ecoinsinug tor melg s feildeles of salif als blow brid Inarcieriter refis bris exoled sidalisvs bird. Regardless of employer matching, Joyce should maximize her contribution to the Roth IRA before contributing to the defined contribution plan. ed blow ensig gniwellot art to