17. Taxable income can be reduced through: a Non-concessional contributions Salary Sacrifice b. Medicare levy surcharges C. Franked dividends d. 18. An executor has the responsibility of: Acting as your power of attorney a Finalising your will and distribution of assets b. Executing your enduring power of attorney C. Witnessing the will d. 19. A couple wishing to maintain close to their current income in a situation of unforeseen temporary injury preventing either one of them to work would be requiring what sort of insurance? Credit protection a. b. Health insurance Critical Illness C. d. Salary Continuance/Income protection 20. In order of potential volatility from least risky to most risky, which of the following order of asset classes is correct A. fixed interest, shares, property, cash B. cash, fixed interest, property, shares C. property, cash, fixed interest, shares D. property, shares, fixed interest, cash 21. Joint tenancy is defined as: An asset owned in the name of the deceased and a surviving joint owner . An asset owned by a trust which can only passed on to family members b. Assets which are owned only by the will maker and can be sold by the will C. Assets governed by an enduring power of attorney d