18. A taxpayer's employer provides her with several fringe benefits. Which of the following is included in her taxable income? Employer paid health insurance premiums. Group term life insurance premium paid by employer for a $40,000 face value policy. Year-end bonus check. Employee discount on goods of 10%. 19. In which of the folllowing independent situations does the taxpayer have taxable income? A taxpayer received $12,000 of disability income during the year. The taxpayer paid the $225 annual premium on the disability policy. A taxpayer saved and cared for a stray dog. When the owner was found, he gave the taxpayer $50 in cash. A taxpayer received $2,000 from his employer for developing an idea that reduced the employer's production costs. A taxpayer received $40,000 in life insurance proceeds due to the death of her husband