18. All of the following would be covered under an employment practices liability insurance policy EXCEPT A. injury on the job B. sexual harassment C. age discrimination D. wrongful discharge 19. The garage coverage form is designed specifically for all of the following EXCEPT A. auto dealers B. school bus lots C. truck dealers D. repair shop on the dealers lot 20. Which one of the following terms can be defined as a policy provision that omits certain risks from coverage? A. Conditions B. Exclusions C. Insuring agreement D. Declaration 21. Which of the following is NOT a factor used to determine if an injury happened during the course of employment? A. Time B. Place C. Circumstance D. Pay grade 22. All of the following would be covered under comprehensive coverage in the personal auto policy EXCEPT? A. Collision with another object B. Contact with a bird or animal C. Vandalism D. Loss caused by a falling object 23. A gossip magazine prints untrue and financially damaging information about a movie star. When the star brings suit, which part of the magazines liability policy will provide coverage? A. Bodily injury B. Premises liability C. Insured contracts D. Personal injury what are the answers for these questions ?