18. Edith performs a service for Flo in exchange for a promissory note for $800. At the time that Edith accepts the note, she is aware that bankruptcy proceedings are being filed against Flo. Edith can

a. not obtain HDC status, because she knows that there are bankruptcy proceedings against Flo.

b. obtain HDC status..

c. not obtain HDC status, because she did not fulfill the value requirement.

d. not obtain HDC status, because she did not fulfill the good faith requirement.