18. If a bank earns $169 million net profit after tax and has $17 billion invested in assets, what is its return on assets? ANSWER 19. If a bank earns $75 million net profits after tax and has $7.5 billion invested in assets and $600 million equity investment, what is its return on equity? ANSWER: Chapter 20 page 575-576 Questions 2, 8, 10, 11 20. If a bank shifts its loan policy to pursue more credit card loans, how will its net interest margin be affected? ANSWER: 21. What are some of the more common reasons for a bank to experience a low ROA? ANSWER: 22. What are likely reasons for weak bank performance? ANSWER: Chapter 21 page 592 Questions 2,3,6,10 23. Describe the liquidity and credit risk of savings institutions, and discuss how each is Managed. ANSWER: 24. Explain why many savings institutions experience financial problems at the same time. ANSWER: Chapter 22 page 616-617 Questions 4.5 25 Describe the major uses of funds by finance companies