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18. Najla purposely unlock her car and left her car at the parking area in Al Nakheel mall . Her car got stolen and she

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18. Najla purposely unlock her car and left her car at the parking area in Al Nakheel mall . Her car got stolen and she claimed her loss from Takiyah. Insurance. Takiyah refuse to pay for the claim because the incident happened arising from Aliyah mistake. This is an example of A) physical hazard B) objective risk C) morale hazard D) moral, hazard

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