18 Scarlet purchased four matching end tables for use in her residence. Then a fire occurred inside the home, causing damage to the home as well as destroying two of the end tables. Scarlet's home was covered under an unendorsed Homeowners 3 policy. Which of the following statements is true? Loss to a pair or set is excluded under the policy The insurer can elect to pay the difference in actual cash value of the damaged property before versus after the loss The insurer must pay double the replacement cost of any partial loss If a partial loss to a pair or set occurs, the insurer is liable for replacement of the entire pair or