19. Companies issuing bonds versus borrowing from banks or issuing stock... a. Encounter less restrictions to their business with bonds vs. loans b. Don't give up ownership with bonds vs. stocks c. Do have to pay interest whereas may not have to pay dividends on stock d. All the above are true 20. CF0 is $190,000,CF1 is $19,000,CF2 is $54,000 and CF3 is $122,000. Calculate the Internal Rate of Retum of the investment? a. 18.30% b. 12% c. 1.03% d. 2.45%