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19) Jill has an opportunity to invest $23,000 today at a compound interest rate of 9.0% p.a compounded quarterly. If she wants the account to

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Jill has an opportunity to invest $23,000 today at a compound interest rate of 9.0% p.a compounded quarterly. If she wants the account to grow to $98,000, how long does she need to hold the investment? Answer in quarters to two decimal places.

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