19. Last year Gloria Delgado-Pritchett, Inc., experienced a 34% increase in earnings per share on 11% increase in sales. If management knows that Gloria Delgado-Pritchett's DOL is 1.5, what is its DFL? A. 3.09 B. 2.06 C. 3.55 D. 1.67 20. Given the recent drop in mortgage interest rates you have decided to refinance your home. Exactly ten years ago, you obtained $200,000 30-year mortgage with monthly payments and a fixed annual rate of 8% with monthly payments. Today you can get a 30-year loan for the currently outstanding loan balance at 6% interest. What is the outstanding balance on the loan today, if you just made the 120th payment? A. 72,743 B. 193,148 C. 184,692 D. 175,449 E. 187,394 F. 160,562