19. Present values As winner of a breakfast cereal competition, you can choose one of the fol lowing prizes: a. $100,000 now. b. $180,000 at the end of five years. c. $11,400 a year forever. d. $19,000 for each of 10 years. e, $6,500 next year and increasing thereafter by 5% a year forever. If the interest rate is 12%, which is the most valuable prize