19. Today, Sabrina suffered a severe stroke. She owns a 20 year term critical alneves polity that opecifically covers this medical condition, Her contract provides for a $100,000 critical illness benefit after a 30 -day waiting period, it alao includes a return of premum rider on death and maturity Sarii. Sabrina dies 28 days after her stroke. What will the insurer do in this situation? The insurer will pay the $100,000 criveal ilnens benefit to Sabrinab estate. The insurer Wilt pay the policyc cash surrender value to 5abrina's estate. The insurer will gay the return of bremium benefit to Sabsina't entate. The insurer will not pay any bisenfiti bocause Sabrina died during the waiting period