19. Which statement is TRUE about the Government National Mortgage Association (GNMA) a. GNMA is owned by the U.S. government and issues mortgage pass through certificates which are guaranteed by the U.S. government b. GNMA is owned by the U.S. government and issues mortgage pass through certificates which are not guaranteed by the U.S. government c. GNMA is a publicly traded company that issues mortgage pass through certificates which are guaranteed by the U.S. government d. GNMA is a publicly traded company that issues mortgage pass through certificates which are not guaranteed by the U.S. government