1a) Explain why investing in IPOs can be very lucrative but also is very risky. Include a discussion about price of the shares. b) Explain why it is necessary for public traded companies to disclose so much information on the SEC website even though they may not want to c) Which table on excel would you use to determine how much your investment will grow to in the future if you do not make any more payments into it? d) Which table on excel would you use to determine how much you can receive from a retirement account each year without running out of money?

e) Which table on excel would you use to calculate the amount you have to pay each year to pay off a loan? f)Which would yield a higher future value: 16% annual compounding or 4% quarterly compounding?