1.A savings institution that held a specified minimum portion of mortgage-related assets met the _______________ test.

A.capital requirement

B.loan quality

C.OTS

D.QTL

E.reserve requirement

2. The predominant assets for the two savings institutions with the largest Total Assets are:

A.Cash

B.Securities

C.Loans & Leases

D.Trading Account Assets

3.If a savings institution does not have any common or preferred stock outstanding, then it is organized as a/an ______________.

A.corporation

B.general partnership

C.individual proprietorship

D.limited partnership

E.mutual

4. A Savings Bank that has deposit insurance is backed by the ________ and a Savings & Loan (S&L) that has deposit insurance is backed by the ________.

A.BIF; BIF

B. BIF; SAIF

C. SAIF; BIF

D. SAIF; SAIF

E. DIF; DIF

5.Credit unions are organized as:

A.corporations

B.limited partnerships

C.mutuals

D.S-Corporations

E.(b) and (d)