1.Asset allocation is an important concept to understand when investing. What factors should be considered when determining your personal asset allocations? 2.Would you prefer to work with a financial planner who earns 100 percent of her income from commissions, from fees, or some combo of the two. Why? If you were a financial planner, how would you like to be compensated and why? 3.Discuss the advantages and disadvantages of working with a full service brokerage firm versus a discount brokerage firm