1.Assume it's 2-3 years from now and you're working full time earning a nice salary and on your way to creating wealth for retirement. Draft an Investment Policy Statement for investing your savings in a 401k plan. Be sure to address the following:

-Risk & Return Objectives:

-Investor Constraints

oResources

oHorizon

oRisk tolerance

-Liquidity

-Tax Considerations

-Unique Circumstances

Based on your statement above, devise your initial strategic asset allocation (e.g. allocation to US Stocks; non-US stocks; bonds; commodities; cash, etc.)