1.Calculate the fair market value of an investment that pays $140 at the end of each quarter for 10 years. Use a discount rate of j12=6%. 2. Spencer deposited $400 at the end of each month into a savings account for 10 years. The account earned 5.00% compounded monthly (12) for the first 6 years and 6% compounded monthly (112) for the remaining 4 years. Calculate the total value of the account after 10 years