1.Crystal Nelson deposited $60 at the beginning of each month for 2 years into an annuity due. If the interest rate was 9%, compounded monthly, what is the future value? (Use BGN mode.) 2.Todd Gunderson bought a motorcycle from his neighbor for $9,000. He paid $400 down and financed the remainder at a 4.5% interest rate on the balance. If he makes monthly payments of $200, how many months will it take Todd to pay off the motorcycle? Express your answer as a whole number of months.