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1.D (debtor) borrowed 10,000 from C (creditor). On the due date of the loan, D could not pay because he lost to a robber the

1.D (debtor) borrowed 10,000 from C (creditor). On the due date of the loan, D could not pay because he lost to a robber the 10,000 intended for C. In addition, he suffered financial reverses, and he was short of cash even for his current family's needs. Is D legally justified to refuse to pay C?

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