1.Identify the function of health insurance.

2.Describe the four ways of paying for health care in the U.S.:individual private insurance, employer sponsored insurance, government-financed insurance, and cash out-of-pocket.

3.Describe the key differences between employer sponsored health insurance (ESI) and individual insurance.

4.Describe current trends in employer-based insurance including shifts of costs to employees through higher deductibles, co-payments, premium sharing, restricted choice of providers, and narrowed benefit plans.

5.Describe the ways in which private insurance pays providers.

6.Describe the major elements and goals of the ACA, including efforts to change it [2 week objective].