1.Initially, thrifts were depository institutions that often were considered "special." Why were they viewed this way?2.Explain how savings banks and Savings and Loans were similar but also very different.

3.Explain why the phasing out of Regulation Q by DIDMCA did not end the problems faced by the thrifts.

4.Explain how zombie institutions are in one sense "dead" but in another sense are still "alive."

5.Bobby is interested in borrowing money, but he cannot get a loan from a depository institution. He turns to a consumer finance company. In what ways are the loans Bobby might get from a finance company different from the loans he would get from a depository institution?

6.Finance companies are not depository institutions, but they still lend money. If finance companies do not take deposits, where do they get the funds they lend to their customers?