1/Many economists feel that markets are efficient unless characteristics are present that lead to market failure. What sorts of market failure in the health economy can be used to justify adoption of universal NHI? What kinds of government failure can be used to argue against this proposal? 2/ Some people consider medical services to be public goods because they are so essential for life. While other believe that patients should bear the necessary costs to have access to various medical services. Discuss pls answer explain this quesrions T